Savings

For our honorable individual customer, Rabobank Indonesia provides several convenience and flexibility in making financial transaction through our 33 branches, 24-hours Internet banking and ATMs with attractive interest rate.

Several kinds of facility and convenience by open Rabobank saving account:

  • Wide access and free charges* for balance inquiry and cash withdrawal at ATMs Bersama & Prima networks around Indonesia with Rabo WorldPass card. For you who like to traveling to foreign countries, you can have access though ATMs CIRRUS network around the world with Rabo WorldPass card
  • Rabo WorldPass card can be used at more than 420,000 merchant of PRIMA Debit networks
  • Freedom to doing transaction at Rabobank Indonesia branches
  • Facility Auto debit for automatic payment of telephone, handphone, electricity, etc
  • Services to print out account transaction record for 10 latest transactions

MANTAP Savings Account

Set Up Your Future Plan with the Most Flexible Futures Savings Account

Tabungan Mantap will help you manage a healthy saving habit and prepare for your future.

Tabungan Mantap is suitable for:

  • Manage a healthy saving habit.
  • Child education fund preparation. 
  • Vacation, dream vehicles, weddings, and other plans that you want to be realized.

Features of MANTAP Savings Account:


  • Competitive interest rate

  • Flexible 
    • Available in various time period from 1 till 20 year(s).
    • Choose your own gift as provided from opening an account 
    • Various monthly deposit can be chosen as provided (from Rp 300.000 until Rp 5.000.000).
    • Increase your balance by top-up for additional deposit outside monthly deposit (minimum Rp 500.000).
    • Partial withdrawal before maturity (after succeed on 12 times doing monthly deposit, withdrawal can be done for min. Rp 500.000 and max. 30% of account balance which formed from monthly deposit).
  • Convenient 
    • Auto debit monthly deposit from your source account.
    • Free charge of monthly admin fee.
    • Monthly transaction statement could be send to your address or take it at the nearest branch.

Regular MANTAP

  • Minimum monthly deposit is IDR 300,000.
  • Get gift from opening account.
  • Time period available on 1 – 20 year(s).
Monthly Deposit IDR 300,000 – Rp 500,000 > IDR 500,000 – IDR 3 million > IDR 3 million – IDR 4 million > IDR 4 million – IDR 5 million
Gift - Folding Umbrella Lunch Set Biokips LCD Display
Alarm Clock with Memo Board


MANTAP Kado Istimewa

  • Monthly deposit maximum IDR 5 million and minimum IDR 500,000.
  • Get gift from opening account.
  • Time period available on 3 – 20 year(s).
  Kado Istimewa 1 Kado Istimewa 2 Kado Istimewa 3 Kado Istimewa 4 Kado Istimewa 5
Initial Deposit IDR 5 million IDR 10 million IDR 20 million IDR 35 million IDR 50 million
Monthly Deposit IDR 500,000 IDR 1 million IDR 2 million IDR 3,5 million IDR 5 million
Gift to be Chosen*
Voucher Mantap Savings Account IDR 1,5 million IDR 3 million IDR 6 million IDR 10 million IDR 15 million
Voucher Gamma Savings Account IDR 1,2 million IDR 2,5 million IDR 5 million IDR 9 million IDR 14 million
Shopping Voucher TADA IDR 1,2 million IDR 2,5 million IDR 5 million IDR 9 million IDR 14 million

* Amount already in net, after tax deduction by 20% based on pph article 4 paragraph 2.

Risk

Penalty charged as much as 2% (closing account before or on 1st year) or 1% (closing account after 1st year), then the balance would be deducted with Mantap gift amount after deducted with penalty. Penalty charged for closing account Mantap with conditions:

  • Failure Equated Monthly Installment for 3 months respectively or not-respectively in 3 years period.
  • Customer requests for closing account before maturity.
Gamma Savings Account

Low cost Savings Account with various Flexibility

  1. Transaction on daily basis without limitation.
  2. Facilities given such as ATMs, Internet Banking, Auto Debit and etc.
  3. Free charge on cash withdraw and balance inquiry at ATMs of Bersama & Prima networks.
  4. Reward Points from your monthly average balance which can be redeemed with many kinds of gift on http://gammapoint.tada.id.
  5. Free charges on SMS and E-mail Alert.
  6. Rabo WorldPass debit card can be used on merchants with Prima Debit network.

Transaction Type Amount
Initial Deposit IDR 1,000,000
Minimum Balance IDR 500,000
Monthly Admin Fee IDR 7,500
Under Min. Balance Fee IDR 25,000

Closing Account Fee


IDR 100,000

Effective 8 June 2018

Maestro Savings Account

Savings Account for You who expect more Profitable Interest Rate

  1. Transaction on daily basis without limitation.
  2. Facilities given such as ATMs, Internet Banking, Auto Debit and etc.
  3. Free charge on cash withdraw and balance inquiry at ATMs of Bersama & Prima networks.
  4. Return computed based on daily basis.
  5. Free charges on SMS and E-mail Alert.

Transaction Type Amount
Initial Deposit IDR 2,500,000
Minimum Balance IDR 1,250,000
Monthly Admin Fee IDR 10,000
Under Min. Balance Fee IDR 25,000

Closing Account Fee


IDR 100,000

Effective 8 June 2018

TabunganKu

TabunganKu is an affordable personal savings account with minimum requirements designed to promote banking to Indonesia people.

Features:

  1. No monthly administration charge
  2. Minimum initial deposit of IDR 20,000.
  3. Minimum deposit of IDR 10,000.
  4. Minimum balance of IDR 20,000.
  5. Dormant accounts (no transactions conducted in 6 months) will be charged IDR 2,000 per month.
  6. Accounts with balances of ≤ IDR 20,000 will be closed. Account closing fee which is equal to the remaining balance will be charged.
  7. Voluntary account closing fee is IDR 20,000.
  8. Minimum withdrawal at the counter is IDR 100,000.
  9. Interest rate is based on daily balance and is non-progressive.
  10. No charge to replace passbooks.


Interest rate scheme as follows:

  1. 0% per year if balance is IDR 0 – IDR 500,000.
  2. 0.25% per year if balance is IDR 500,001 – IDR 1,000,000.
  3. 0.50% per year if balance is more than IDR 1,000,000.